Insurance
Requirement
Purchase
Removing Registration Hold
Using Insurance
Refund
Requirement:
Accident & Hospital Insurance. Insurance is mandatory at College of Central Florida (CF) for all F-1 students!
We recommend that you purchase insurance coverage from the vendor selected by the college. The mandatory insurance can be purchased online at www.ifcs.us before you travel to the United States.
If you already have insurance from a company other than from the provider the college has chosen, your insurance coverage must meet the minimum guidelines set by the college:
- Minimum coverage of $250,000 must be for the entire academic year
- All in network must be paid at 90%
- Deductible can be no greater than $100 per injury or sickness
- Repatriation (coverage to return remains to home country) must be a minimum of $25,000
- Medical evacuation (expense of patient to be transported back to his/her home country if head physician deems medically necessary) must be a minimum of $50,000
- Exclusion for pre-existing conditions no longer than 6 months
- Must have a United States claims agent and insurance proceeds are payable in U.S. dollars
- Inpatient and outpatient prescription medication benefit
- Inpatient and outpatient mental health coverage
Purchase:
To purchase insurance using a credit card, go to: www.ifcs.us
Select College of Central Florida in the drop down menu.
Click on Enroll on-line (with credit card).
New:
If this is the first time you will be purchasing this insurance, select New and click Next. Complete the appropriate information and print a copy of the receipt for your record.
Once you have purchased the insurance, it may take 24 hours for the information to be processed. After the information is processed, CF will be able to access a special site to verify that the insurance was purchased.
Your insurance card will be sent to the Office of International Student Services at the start of the semester. Please come by and pick it up.
Renewal:
If you currently have insurance coverage provided through Insurance For College Students (IFCS), you will need your Certificate Number to be able to renew the insurance. This number can be found on your insurance card. Select the Renewal option and click next. Complete the appropriate information and print a copy of the receipt for your record.
Removing Registration Hold:
Returning:
If you are a current student, the “Insurance Registration Hold” is generally for health insurance and will be cleared once we verify that insurance was purchased or the waiver is approved. You will need to contact ISS if the “Insurance Registration Hold” is not removed the next business day after you purchase your insurance or if the “Insurance Registration Hold” is placed on your record at a later time. To avoid situations like these, please make sure you have a valid email address on file that you check regularly. We prefer to email you any concerns rather than putting a hold on your record. Some issues are time sensitive and you may be out of status with immigration by the time you see the “Insurance Registration Hold”.
New:
If you are a new international student, the “Insurance Registration Hold” has an additional meaning. You must check-in with the Office of International Student Services with your immigration documents and any missing documentation that was requested (such as original/official transcripts and/or diploma). This means F-1 students will have to check-in and provide proof of insurance before the “Insurance Registration Hold” can be removed.
Using Insurance:
If you purchased the insurance from Insurance for College Students (IFCS), then you may visit their website at www.ifcs.us and select College of Central Florida from the drop down menu. Once on the CF page, you can find providers, print out a new card, see your benefits, and find lots of additional information. If you have any questions about the insurance and cannot find the answer on the company's website, feel free to contact the company by email collegeinsurance@bellsouth.net or by phone 561.852.3851 or toll-free 800.971.3921.
If you purchased insurance other than through IFCS, this insurance MUST be approved PRIOR TO acceptance by the College. You must complete Part 1 of this Waiver Request form and forward the form to your insurance agency which will complete Part 2 and submit to our insurance reviewer for approval. If the insurance does not meet minimum requirements and is denied, the student is required to purchase the College-approved insurance at www.ifcs.us prior to registration for classes. If the insurance waiver request is approved, please contact your insurance company for information about using their insurance.
Refund:
If you graduate or transfer to a different school in December, then you can request a partial refund of the insurance premium. You will need to write a letter to the insurance company explaining why you are leaving and update your contact information in case they need to contact you with any questions. You will also need to notify the Office of International Student Services so any changes to your student and SEVIS record can be made. The Office of International Student Services will also notify the insurance company that it is OK to refund you. In general, the refund will be made in the same manner the premium was paid. If the credit card you used to submit the payment is no longer valid, please let the insurance company know.
