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Benefits of Employment

All benefits below are available to full time employees. Insurance premiums, dependent health insurance, supplemental term life and various other benefits may be pretax dollars and are collected through payroll deduction.


Basic Benefits of Employment

 

Medical/Hospitalization Insurance
Premiums paid by the college for the covered employee. Self-insured plan administered by Blue Cross/Blue Shield.  There are two Blue Options Plans: a PPO Health Plan – Physician Copayment Plan and a High Deductible Health Plan with a Health Reimbursement Account

Family health insurance coverage through the group plan
The employee may cover his/her dependents through our self-insured medical insurance plan administered by Blue Cross/Blue Shield
Dental &Vision Insurance for those who have other Medical/Health Insurance (Not provided by the College)
Premiums paid by the college for the covered employee only.  And, only if they can prove that they have other medical/health insurance not provided by the college. 

Voluntary Dental insurance –self/family – Guardian Dental (Prepaid Plan negotiated with specified participating dentists). Tom Watson is the representative.  You may sign up During the first 30 days of employment or during open enrollment in September each year.  If this deduction is taken pre-tax you must stay in the plan for the entire Cafeteria Plan Year and opt out during open enrollment period.

$20,000 Life Insurance Policy CF Paid
Offered through Florida Combined Life Insurance Company. Employee names the beneficiaries.

Voluntary Supplemental Term Life
Employees may purchase additional Term Life coverage through payroll deduction. May purchase in increments of 1x, 2x or 3x salary at $.28 per thousand per month.

Terminal Pay Benefits - Eligible after 10 years service at CF
Payable to employees who retire or voluntarily terminate employment giving advance notice of intent to resign or retire. Employees hired prior to 7/1/98 compensated @ amount equal ½ number of sick leave days accrued. After 7/1/98 compensated @ ½ number sick days up to 60 days.

Vacation Accrual
Accrual of vacation time changes over year of service. 1 – 5 years 1 day per month, 6- 10 years 1.25 days per month and 11+ 1.5 days per month.
Sick Leave Accrual
Hours per month or major fraction thereof vary by type of position and number of days worked.

Personal Leave
Employees may use up to 4 days  per year for personal leave (deducted from accrued sick leave).

Paid Holidays and Breaks
Faculty, Staff - receive 8 to 13 days; New Year's Day, Martin Luther King Day, a week for Spring Break, Memorial Day, July 4th, Labor Day, Veterans Day, Thanksgiving Day, and the Friday after, and 7 to 9 days for Winter Break. Your pay is spread over these days.

Tuition Waivers
Financial Aid Office - Building 5.
Up to six hours per term for self and/or dependent(s) at CF.
Some Reimbursement for 4yr State Schools
Details available in Office of Professional Development - Bldg 3.

Sick Leave Pool

Open to full time employees (during open enrollment only) who meet the following criteria:

  • Must have completed one full year of service
  • Must have accrued sick days attainable within the contract period.
  • 12 sick days (Administrators and Career Service)
  • 10 sick days (10 month employees)
  • 08 sick days (Faculty)

Employee eligible to use sick leave pool time when all their own personal leave has been exhausted and upon receipt of a licensed physician's statement that the employee is unable to work and estimating the duration of the inability to work.

Open Enrollment Semi-Annually: April 1 to April 30 and October 1 to October 31:

 

Voluntary Deduction Options
(Payment Automatically Deducted From Pay Check)

Section 125 “Cafeteria Plan” –CF allows employees to participate in a Section 125 Plan, a program designed to enhance the institution’s current benefit package.  Through this basic 125 plan, employees can purchase benefits with pre-tax dollars.  Under this plan payroll subtracts those pre-taxed dollars from an employee’s gross earnings before paying taxes.   OPTIONS UNDER THE CAFETERIA PLAN INCLUDE:   Self/family Cancer and Dreaded Disease Insurance, Short Term Disability Insurance, Dental Insurance, Vision Plan, Loss of Income Coverage, Dependent Care Reimbursement and Medical Reimbursement plans – through payroll deduction.  Participation in the Cafeteria Plan qualifies employees to purchase Medical and Dental Insurance for their Family using pre-tax dollars.  Once you enroll for pretax deductions you MUST remain in the plan for the entire Cafeteria Plan Year – 10/01 through 09/30 and opt out during open enrollment.  You must update your enrollment/deductions each enrollment period.  These plans are voluntary and available at the employee’s expense.
Long Term Disability Insurance
Offered through American United Life. Has Annual Open Enrollment In October, or -- employee may opt for the plan during the first 30 days of employment.  This plan is NOT PART of the Cafeteria Plan and thus not eligible for pre-tax payment.

United Way and Foundation Donations may also be deducted from your Paycheck.

 

Additional Benefits - Full-Time

  • Direct payroll deposit – Electronic deposits available for you to the bank of your choice.
  • Deduction of - Social Security and Medicare from paycheck.
  • Day care facilities – On-campus. The facility offers discount to our employees.
  • Passes/discounts to college activities and athletic facilities
  • Passes/discounts –area restaurants, tourist attractions and other participating businesses – check at the Information Desk in Bldg. 40 – Ewers Century Center and the Employee Benefits Website for the latest available deals.
  • Worker’s Compensation
  • Employee Assistance Program – available only to full-time employees
  • Annual Wellness Check – Available only to full-time employees
  • Student Activities


Tax-Sheltered Annuities

ING
MetLife Insurance Company
Northern Life Insurance Company
Variable Annuities Life Insurance Company (VALIC)
TIAA-CREF

 

Mutual Funds

InterSecurities Inc.
Oppenheimer

 

Insurance Programs

  • American Family Life Assurance Company (AFLAC): cancer and disability. Offered only on a post tax basis.
  • Custom Benefit Services: Universal life, term life, and coverages offered in 125 (cafeteria) plan.
  • The Gabor Agency: FOR FIRST 30 DAYS FROM HIRE: guaranteed issue life, term life, universal life, and short-term disability.
  • Horace Mann: Life, Health, Homeowners, Auto and Annuities


This is a sampling of the benefits offered and should not be construed as a full listing.

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