Satisfactory Academic Progress for Financial Aid Purposes

All students receiving any type of federal, state or institutional financial aid must meet the standards of progress outlined below. The requirements for these standards are set by federal regulations (34CFR Sections 668.16(e), 668.32(f), 668.34). 

Satisfactory academic progress (SAP) requirements are:

  1. You must maintain at least a 2.0 cumulative grade point average (GPA), and;
  2. You must successfully complete at least 67 percent of all CF credits taken including transfer courses accepted, and;
  3. You may attempt no more than 150 percent of the total credit hours in your degree or certificate program.

How are the above calculations made?

If you attended other colleges, the courses you took that are accepted as transfer credit by the College of Central Florida will be considered in the evaluation of your progress. For financial aid purposes, being enrolled in a course for credit beyond the official drop/refund deadline counts as an attempt. All successfully completed transfer courses accepted and courses taken at the College of Central Florida, including those taken as part of another program of study (technical or vocational college credits will not be included for students in college credit certificate, associate or bachelor degree programs), will be included in determining your Satisfactory Academic Progress.

For financial aid purposes, successful completion of a course means an earned grade of A, B+, B, C+, C, D, SP or S. However, a grade of D is passing below average. All other grades (F, I, W, and N) are considered unsuccessful completions and will impact your progress determination. The formula for calculating the completion ratio is: total hours earned divided by total hours attempted. The resulting percentage must be 67 percent or greater. If you have attempted 150 percent of the hours needed for your current declared program (for most students this is 90 credit hours or more, referred to as excess hours), you will no longer be eligible for financial aid without an approved appeal and an academic plan approved by an academic advisor.

When does the College of Central Florida evaluate a student for SAP?

Satisfactory Academic Progress will be evaluated when the FAFSA is received by the College of Central Florida’s Financial Aid office. Standards are also evaluated every two semesters or 24 credit hours attempted, whichever occurs first.

What happens if you are not meeting SAP?

If you do not meet the standards of Satisfactory Academic Progress you will be placed on Financial Aid Suspension. Students on suspension may continue to enroll and attend classes as long as all tuition, fees and any other charges are paid in full.

Can you appeal the SAP decision?

CF will accept an appeal for financial aid suspension if you had extenuating circumstances which affected your ability to meet the satisfactory progress requirements. Appeal forms are available from the Financial Aid tab on the student portal under Financial Aid forms. You have 30 days from your notice of suspension date to file a SAP appeal request along with required supporting documentation of extenuating circumstances and an academic plan signed by your academic advisor. Appeals submitted after your 30 day deadline will be denied.

Appeals are granted for extenuating circumstances only as defined below:

  • Documented student illness/injury which is an emergency or severe in nature.
  • Death of a relative (parent, grandparent, sibling, in-law, child) of the student.
  • Personal tragedy or natural disaster.
  • Called to active military duty.
  • Other mitigating circumstances that are not every day occurrences of life and are beyond your control. (Lack of child care, pregnancies, divorce, eviction, and financial stress are not mitigating circumstances within themselves.)

If you do not appeal or your appeal is denied, you will remain in Financial Aid Suspension. If you submit a SAP appeal request and your appeal is granted, you will be placed on probation for the next semester that you enroll in classes. You will be eligible for financial aid for the probationary period provided all eligibility and compliances have been met for your chosen academic program. If you do not meet SAP requirements during your probation semester, you will be placed back on suspension and will not be eligible for further financial aid at the College of Central Florida until SAP standards have been met.

If you are placed on Financial Aid Suspension you may regain your eligibility for financial aid by bringing your cumulative GPA up to a 2.0 or better and your cumulative completion rate to at least 67 percent. Refer to the student portal to determine your SAP status. If you were awarded Title IV aid while on probation and continue to show improvement, a Financial Aid Administrator may extend your probationary period for the next semester attended (within the same financial aid year) without an additional appeal being submitted. No appeal will be approved for a semester that has already ended.

The Financial Aid Office will communicate its final appeal decisions to each student on the student portal and in writing or by email. Decisions on appeals are final and may not be appealed further.